home loan

Do these questions bother YOU?

  • What is the best bank to choose your loan?
  • On what basis should I decide the bank?
  • Am I aware of all the paper work required?
  • Do I know the hidden charges?

If yes, you will be among the 98.2% of people who ask these questions.

That’s where AGARWAL ESTATES come in!

  • We are a “A One STOP- All solutions - Real Estate Services” provider: We offer You expertise and free services to procure best rate on home loan transfer & new loan borrowing from major banks.
  • We provide “Flawless process & Best Rate Home Loans”: At present, home loans in India comes with multiple requirements of documentation, visible and invisible charges, and complex process of sanctioning, disbursements and transfer, which entail multiple follow-ups, with financial institutions and/or sellers.
  • We help on “LOAN TRANSFER”: Transfer your current loan and have huge saving.

And our VALUE PROPOSITION is

  • Analysis of home loans from leading banks
  • Transparency is our core value
  • Pros and cons shared upfront (no last-minute surprises about expenses)
  • ‘All we need is your autograph!’ to make this happen

BREAK YOUR FIXED DEPOSIT!!! Guaranteed Better Return!

Bank comparison for home loans

BANK
PLR Rate 9.75 9.5 9.5 9.45 9.75 9.85 9.75
Interest Rate 9.95 10 10.15 9.9 9.9 9.95 9.9 9.9
Processing Charges 10,000+ST 2500 10,000+ST 10,000+ST 10,000+ST 10,000+ST 6000+ST 10,000+ST
Sale Agreement up to 0.2 nil 200 nil 0 up to 0.2 0.1 0.1
Mortgage Fee Nil 0.2 Nil 0.2 0 0.2 0.2 0.2
Legal Fee 0 0 0 0 0 0 3000 0
Valuation fee 0 0 0 0 0 0 3000 0
Life insurance: Is it mandatory No No No No No
Property insurance? No No No cumpulsory for one
year (Rs. 1600 for 1cr)		 No Yes No
DD fee for existing loan Nil N/A N/A Nil 5000
Comments 5000+ST at the time
of pickup of application		 5000+ST at the time
of pickup of application		 5000+ST at the time
of pickup of application
Promo Offer 9.76 with 1 year fixed.
CHECK FLOATING RATE AFTER 1 YEAR.		 40 corporates like IBM 0
processing fee and .05% less
than open market)